Certificate Rates Effective 2/1/2012 to 2/7/2012
Rates are subject to change without notice(minimum deposit $500, compounded monthly)



Share and IRA Certificates APY*
6 Month Certificate 0.40%
12 Month Certificate 0.60%
15 Month Certificate 0.60%
24 Month Certificate 0.70%
36 Month Certificate 0.80%
36 Month Step-Up Certificate 0.55%
48 Month Certificate 1.20%
60 Month Certificate 1.50%
84 Month Certificate 2.10%
120 Month Certificate 2.70%
Jumbo Certificate Rates Effective 2/1/2012 to 2/7/2012
Rates are subject to change without notice
(minimum deposit $50,000, compounded monthly)
Share and IRA Certificates APY*
Jumbo 12 Month Certificate 0.65%
Jumbo 36 Month Certificate 0.85%
Jumbo 60 Month Certificate 1.55%
*APY = Annual Percentage Yield. APY is subject to change without notice.