Loan Rates as of 2/4/2012 Rates are subject to change without notice
Loan Type	APR as low as*	Conditions
Variable Rate VISA® Platinum	5.74%	Up to $35,000. VISA® Card Disclosure; Card Agreement
eXtras Student VISA® Platinum	9.90%	Up to $1,500. VISA® Card Disclosure; Card Agreement
Variable Rate VISA® Platinum Rewards	6.74%	Up to $35,000. VISA® Card Disclosure; Card Agreement
Credit Builder Platinum VISA®	5.74%	Up to $5,000. VISA® Card Disclosure; Card Agreement
*APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. VISA Credit Card rates apply to cash advances, balance transfers, and outstanding balances on purchases.